Did Bear Stearns Know Its Mortgage Securities Were a House of Cards?

This week, a lawsuit filed against Bank of America detailed the worst mortgage practices at Countrywide — which BofA acquired in 2008. The suit charged that Countrywide had, as a policy, disregarded borrowers’ ability to repay their loans because fraudulently securitizing the mortgages was the bank’s sole purpose in making them. But Bank of America (BAC) isn’t the only major financial institution now facing a legal battle over the past behavior of a company acquired during the financial meltdown.

A lawsuit filed by Wells Fargo against JPMorgan Chase (JPM) unit EMC Mortgage Corp. last week should force Chase to reveal if the conduct of the bank it purchased — Bear Stearns — was as bad as or worse than Countrywide’s, as another lawsuit alleges. Based on the filings, Bear and its EMC subsidiary behaved remarkably like Countrywide, ignoring the quality of loans in order to create an ever-larger quantity of toxic mortgaged-backed securities.

See full article from DailyFinance: http://srph.it/htEQXj

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