Not a Wonderful Life: The Effects of Aggressive Foreclosure
One morning in December 2008, four months later, the kids left for school, and she left to drive her school bus route. When Zabrina came home from work, her windows were boarded up, the locks on the doors were changed; she had no way to get in. “When I left, I just had my clothes on my back for work,” she says. Her two younger children were left in their school uniforms. Her computers and paperwork for her business were also lost inside. “I had never been homeless in my life, but after that, I was.” They never lived in the house again.
The sheriff had never sent anyone to evict Zabrina and her family. Wells Fargo never obtained a court order for foreclosure or eviction, and Zabrina said the bank had sent her just one notice of late payment. A private process server had been sent to give her notice of a pending foreclosure, but he didn’t give her proper notice, settling instead for the boyfriend of her sister in Park Forest. Wells Fargo showed me photos of the house before the board up, with the windows open or broken out. “The house appeared to be abandoned,” said Wells Fargo spokesman Tom Goyda. “Obviously, there’s a difference of account.”
Check out the rest of this in in-depth report here…
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what BS that bank is spouting!
you know they tore up her home and took photos (as if her house looked like that when she left for work — sure. uh huh. NOT! we weren’t born yesterday).
diabolical, lying people who terrorized this hard-working woman and her family.
her transporation business was set up to help those who didn’t have cars or couldn’t drive due to medical reasons.
horrible. just horrible.
no more entrepreneurship for america,
just thieving banks and wall street.
we are in ruins.
If representatives of the lender find a property “abandoned” they will enter, remove locks and place their own. The key word here is interpreting ‘abandoned.’ Over zealous reps do not follow the letter of the law. Some will enter property, which they have no legal right to enter. A legal trustee sale, foreclosure action or eviction has not occurred, yet they will enter under guise or defense that the property was ‘abandoned,’ place locks and their signs, etc..
In one case, foreclosure never occurred, the homeowner went in, removed the banks signs and locks as he had a legal right to do. After all, the property was recorded in his name with the tax assessor and register. So, if you have no formal eviction, no foreclosure sale has occurred and the property is in your name, go to the hardware store, buy a crowbar and bolt cutter, remove the locks, boards from the windows and resume possession as long as you have the legal right to do so. Place your own signs, which should read: Property is Occupied and Monitored, Trespassers will be prosecuted, Absolutely no Admittance, sign it Owner.
Keep the banks honest, if that is not too outlandish an oxymoronic presumption to make. Insist they follow the law. When they do not, they are subject to prosecution.
COME ELECTION LET’S SHOW WHO REALLY RUNS THIS COUNTRY >>>IT’S THE PUBLIC <<< "IT'S OUR LAND AND OUR HOMES"
Let me guess. When she reported this burglary, the police told her that it was a civil matter because that is what their boss told them. After all, we all know that the banksters are exempted from the criminal laws even though this exemption is not written in the law books. Instead, this exemption is bought by the banksters with bribes to the people in control of law enforcement and the prosecutors.
Notice that this type of break in doesn’t happen everywhere because some sheriffs and police chiefs are honest and will enforce the law by arresting and jailing the banksters’ burglars, at least until the prosecutor lets them out.
If you wonder why the prosecutors will not prosecute the banksters, do you think that it is just because they are too busy or is it because they are on the banksters’ payroll?
It is really too bad that no one in the foreclosure defense community knows how to make the prosecutors enforce the law. Don’t be too rough on the foreclosure fighters though. No one is taught how to enforce the law, and everyone fears the prosecutors. Of course, the prosecutors fear everyone, too which is why they carry guns and live in undisclosed locations, much like the secret police forces of every petty dictator.
This lady is at least standing up for herself and children.You know if you could get a gun and go hunt them down and exact your due none of this would happen.I’m not an advocate of violence but when banks and financial istitutions conduct business practices like this they need to be shown in no uncertain terms that this will not be tolerated and that they are no better than anybody else.You would not allow your neighbors or business partners or friends and family to act like this,and if you yourself acted this way allof us would be prosecuted to the extent of the law.It’s time the banks were treated the same way.If the government and local law agencys want to protect them then its time for them to go to the clink as well.I’m not talking some plush Fed prison how about some old fashioned justice like a nice state that still believes in chain gangs ,no TV and bread and water maybe living in tents.Thats not really justice for whats been done to all these people and familys but it certainly is a start.Jail all the bankers and whoever stands behind this in our own government and make it stick.Then and only then will the scales tip the way they should be.
I came home one day to find the lock on one of my doors changed. Not ALL the doors, just the one in the very back of the house. What I was told is that the house appeared to be abandoned but since the utilities were still on they only wanted access. Home was in foreclosure, but still going through proceedings. While I was in court, the judge gave me 60 days to vacate the property. I showed him the lock and asked the court to please advise the banks that I live there with my daughter to to stop invading my privacy. Now I look back at all the documents used during the foreclosure. MERS, Robo Signers etc… Now what can I do to be compensated for this illegal foreclosure?