Allonge Fabrication 101

Posted by L

Depo of a Chase employee, Angela Nolan (here):


3   No?  Okay.  How is it determine whose person’s–or

4   which person’s signature will get on the allonge?

5        A    I believe it’s just a random process of making sure

6   you have the individuals.  There are certain titles that are

7   required, assistant vice-president, vice-president, assistant

8   treasurer.  I believe they just go in and randomly select

9   those individuals.



8     Q    Okay.  I noticed A. Young signed before you on the

9   allonge.

10        A    Right.

11        Q    Again, always the case or randomly selected?

12        A    Randomly selected.

13        Q    Okay.  And just part of that could be just because

14   you’re the first couple of names?  Is that possible?

15        A    I’m assuming it’s possible, but, again, I think

16   it’s a random process.

9       Q    Okay.  On this particular allonge that we’re

10   looking at, do you recall signing this?

11       A    I do not.  Let me explain the process.  This is an

12   electronic signature, so there’s certain states that allow

13   electronic signatures.  And I believe I sent you

14   documentation on that where we sign our name, it’s scanned

15   into a database, then the signatures are applied

16   electronically.

Statements from the depo of a Chase employee, Angela Nolan (here), in regards to the free use of her electronically applied signature to a promissory note endorsement similar to this allonge from a different case:


The depo sheds light on allonge/endorsement fabrication how a signature is chosen from a drop down list…

Which is why endorsements can be different but have electronically applied signatures that are exact replicas, like Jess Almanza’s different endorsements on two different promissory notes (but transpose as exact replicas).


Now we’ll transpose them:

Beautiful work of art!