“Because the surrogate signers were signing the documents as part of their jobs, and presumably believed that they had the authority to sign, they could not have committed fraud,” said Nova Southeastern Law professor Robert Jarvis. “Moreover, in most loan documents, the borrower expressly agrees that the bank, or the bank’s representatives, can take all steps necessary to protect its interest. This would include signing documents.”


Is signing foreclosure documents for others forgery?

The Nevada attorney general calls signing another person’s name on documents used to repossess a home “forgery” and a “scheme.”

Michigan’s attorney general launched a criminal investigation that includes whether “falsified signatures” were used in foreclosure cases.

But Theresa Edwards and June Clarkson were forced to resign their jobs as foreclosure fraud investigators for the Florida Attorney General’s Office, in part, for referring to so-called “surrogate signing” as forgery.

According to a Florida Inspector General report that cleared Attorney General Pam Bondi’s office of wrongdoing in the firings, the duo repeatedly used the word “forgery” in a 2010 presentation that included documents from the Jacksonville-based Lender Processing Services. The company complained and drew the attention of economic crimes boss Richard Lawson.

Lawson says in the inspector general’s Jan. 6 report that surrogate signing as it relates to Lender Processing Services, also called LPS, is not forgery, which requires an intent to defraud. The practice was authorized by the company, more evidence, Lawson said, that no forgery occurred.

Rest here..

Let’s not forget what Lawson did before joining the AG’s office, white collar criminal defense…