by on May 14, 2010

A little while back I listened to an interview on the radio involving predatory lending practices. On one side, they had a family on the verge of being homeless because of these predatory practices. On the other side, they interviewed a twenty something year old lender.

Essentially, this family trusted the lender and was taken advantage of. The family was persuaded to lock in a variable rate loan because of its “favorable” terms. Because of the “favorable” terms, of course, the lender told the family they could borrow much more money than, in reality, the family should have.

The lender prospered by exploiting families like this – actually saying in the interview how he and buddies would fly to Vegas, go to the best clubs, etc. etc.

Not surprisingly, the family’s home was foreclosed after their interest rate reset according to the terms of the loan.

The interview had a profound effect on me and inspired me to write a song about this American tragedy.

Tim Miller


It’s that time again for our monthly happy hour event, a regular happening since November 2009.

For the first year, we were viewed as wacko-fringe.

Behold the transformation!

Now we are all the rage.

Now we are cutting edge!

This month will feature Tim Miller and an informal discussion where we can relax, socialize, enjoy stimulating conversation, and use our collective brain power to make a positive impact on the Foreclosure Crisis that is annihilating our communities.

Millions of Americans are being rendered homeless by a Wall Street gamble that left homeowners, tenants, municipalities, insurers, investors, and 401(k)/pension fund savers, and millions across the globe wiped out while Wall Street financial predators made off with billions in bonuses.

Half price drinks

Appetizer specials

Tim Miller

Time: February 10, 2012 from 5:30pm to 10pm
Location: “Brogues Aussie Boomerang Restaurant Meeting Room in the Back”
Street: 621 Lake Ave
City/Town: Lake Worth, Florida 33460
Event Type: happy hour
Organized By:,,

Be there!