Maryland court limits chain of title challenges post-foreclosure
A new opinion from the Maryland Court of Appeals limits the amount of time homeowners have to challenge chain of title defects when dealing with a foreclosure.
The ruling essentially prohibits homeowners from raising title defect issues in court after a foreclosure sale is already complete.
The case in question — Thomas v. Nadel — essentially says chain of title defects cannot be classified as “frauds on the system;” therefore, the homeowner in question is barred from raising concerns about gaps in ownership on the underlying promissory note when a foreclosure sale is already complete.
Copy of the ruling here…