Defending Foreclosure Actions
Abstract:
With the rising incidences of residential foreclosures, many homeowners are overwhelmed by the foreclosure process and anticipated costs and often opt to vacate the premises without offering any defense. The American justice system rests on the premise that no person will be deprived of their liberty or property without due process. Procedural due process requires that a person have notice of the charges against them as well as a reasonable opportunity to defend against them. Reasonable opportunity is circumvented when the defendant is effectively without the means to defend. This is especially offensive to our notions of justice when the defendant has legitimate bases for defense but is effectively denied the opportunity to urge such defenses because of finances. This article is written to examine the defenses available to homeowners facing foreclosure and to provide a practical approach to defending against foreclosure.
Full paper below…
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4closureFraud.org
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Thats all real nifty and what not but why not just have the banks and any other so called finance lender or mortgage lender abide by the law?Same as would be expected of homeowners,if lenders did not disclose the real parties in interest than thats a problem.If there is origination fraud,thats a problem,if servicers are not looking at the fraud issues with these loans thats a breakdown in the way that finance and lending and real estate and the sale of debt,on and on is regulated in this country at present.If servicer’s dont own the notes or anyone for that matter so be it,end of story,how many times can you lie to people while the rich get richer because they have the inside scoop on how to defraud the masses.None of it will mean a thing when the dollar is worthless so the ceo’s of these big banks best learn a trade or skill or they will become casualties as well.