“It is sick and disturbing that the outcome of the settlement of state and federal investigation of crimes committed against consumers results in reward to the criminal organizations that were the target of investigations.”
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The Banks: Government Sponsored Criminal Organizations Coming To Take American’s Homes
he banks committed fraud when they originated loans that were defective and did not meet the specific underwriting requirements. They did this to make additional money.
After they originated the loans, they failed to service or collect the payments properly. They did this to make additional money.
When the loans went into default, they failed to do the loss mitigation that homeowners had paid for as part of the mortgage contract….i.e. face to face meetings for HUD loans. They did this to make additional money.
When they pushed homes into foreclosure they lied, they cheated, they committed fraud, they committed forgery, they committed perjury in state and federal courtrooms all across this country. They did this in order to fabricate their cases and make additional money.
When the banks were caught, they agreed to pittance settlement terms that include payouts that come not from the banks that engaged in the wrongdoing, but from the investors who invested in their faulty products. They spent their investor’s money on the fines so that they could hoard additional money.
Rest here…
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People keep asking why are the American people not complaining? Because everybody is sitting back quietly waiting for their $125,000 check, that the OCC has led us to believe we qualify for, if we have been badly abused by the bank and filed a timely case. There are 300,000 of us that jumped through all the hoops up until a couple of weeks before the end of the Independent Foreclosure Review. I am sure the OCC figured out what would be require to meet this obligations, before settling on a number with the banks. Assuming the process had already reviewed 300,000 files that cost 1.5 billion dollars, what is that cost per file? There were only 13 questions and some had yes or no answers like: Were you in the military during this time? What is the expense per question with only 13 questions? Does the 1.5 billion include the banks expenses and the OCC’s expenses? How many people were employed for the review total? How many people is that per file assuming the hundreds of thousands turned in the last two weeks could not have been reviewed yet? Why was the FBI not sent in, with an entire year, of on line, inside whistle blowing declaring that this was a sham? We can count on the FBI. Why did the OCC not do anything until the program expired and then cancel it? Something very odd happened the last two weeks of the Independent Foreclosure Review, hundreds of thousands of people sent in a response according to the OCC. How did hundreds of thousands of people know this program was going to get extended so many times, that they could wait to file, past so many dead lines? Why would they want to wait? We have been abused by the banks, followed by being abused again by the investigators and now we are sitting waiting to see if the President that I voted for twice is going to let us be abused by the regulators. This is why it is so quiet right now. Don’t worry it is going to be short lived, probably. The American people right now are hoping for an intervention, to add integrity to the system. Where is the leadership? Surely each file had a summary of problem in the computer. So show us the results you did get for 1.5 Billion. Where is the fine for the investigator companies that were involved in a sham? Where is the investigation into the investigators? The American people wished we had a Congress that cared. This is the big opportunity, that Congress has been waiting for, to turn their image around, with real leadership. Chris Christie, this will be the new reason why “America hates Congress” for letting us be abused again.
Please, all of us must give credit to the heroes who speak on our behalf, like Matt Weidner et al. At least say thanks to this legal eagle.
A journey of a thousand miles begins with one step.
I want Americas Wholesale lender to come forward and say who Bank of America is a debt collector for. MERS dosent take payments Bank of New York Mellon is not owner of property so they don’t collect the debt CWABS is not owneror holder of the note but is a mbs pool. Note is a bond and cant exist with REMIC so Americas?Wholesale Lender with a address in Calabasas California Operating under NewYork Law who did you the lender authorize to be the note holder and who should get a payment every month.
RE: PUTTING THE COUNTY RECORDERS, COURTS, & POLICE ON NOTICE on NATIONAL TV RECORD
Hello Let the people of Occupy know
the TRUTH OF THE PROBLEM, and it will WAKE UP the PEOPLE from ALL THE DECEPTION of LIES…
IT’S TIME FOR THE PEOPLE TO PUT THEM, ALL ON NOTICE AND PROTEST!!!
THAT’S WHY EVERY FORECLOSURE IS A FRAUDULENT RECORDING IN THE COUNTY RECORDS FROM THE MERS, RECONTRUST, & FORECLOSURE MILLS, SHOULD ALL BE AUDITED FROM THE COUNTY RECORDERS AND BE DECLARED INVALID!
THEN THESE DOCUMENTS NEVER WOULD HAVE MADE IT INTO THE COURTS…
DURING THE YEAR OF 2008 ALL THE ORIGINAL SUBPRIME LENDER BANKS HAVE WENT OUT OF BUSINESS, AND SOME FILED CHAPTER 11 BANKRUPTCY WERE LONG GONE, AND NOW YOUR INSTRUMENT IS DEFECTIVE AND INVALID!!
THE SUBPRIME LENDERS COULDN’T HAVE ISSUED THOSE NOD DOCUMENTS BECA– USE THEY WERE GONE… FOREVER… IT’S IMPOSSIBLE
Paragraph 22 of the standard Fannie Mae/MERS mortgage requires the lender give the borrower written notice of any default and an opportunity to cure that default before filing suit. That means, before filing a foreclosure lawsuit – and as a condition precedent to the filing of that lawsuit – the lender is required to send written notice of the alleged default and give the borrower a chance to cure that default. But it’s not enough that any letter be sent – the letter has to contain certain, specified information, as set forth in paragraph 22. Specifically, the letter has to: (a) specify the default; (b) specify the actions required to cure the default; (c) give the borrower 30 days to cure the default; (d) inform the borrower that failure to cure the default may result in: (i) acceleration; (ii) foreclosure by judicial proceeding; and (iii) sale of the property; (e) inform the borrower of the right to reinstate after acceleration; and (f) inform the borrower of the right to assert in the foreclosure proceeding the non-existence of any default or any other defense to foreclosure.
The SUBPRIME LENDERS are ALL out of business, and are long gone haven’t done this procedure!
ALL THOSE NOD’S WERE BACK DATED BY ROBO SIGNERS, AND THE UNLAWFUL DETAINERS WHICH CAME AFTER THE TRUE SUBPRIME LENDER WAS ALREADY OUT OF BUSINESS BY THE CONSPIRATORS AND ACCOMPLICES ABOVE “FALLS FLAT ON IT’S FACE…”
BECA– USE THERE WAS NO VALID CHAIN OF ASSIGNMENT EVER RECORDED; IT NEVER WAS…
ALSO THE 2008 3rd PARTY BAILOUT BANKS ARE NOW DOING LENDER WRITING PERJURY, AND DOUBLE DIPPING BY CLAIMING THAT THEY’RE YOUR LENDER VIOLATES YOUR DEED OF TRUST CONTRACT AND YOUR INSTRUMENT IS NOW; AND HAS BEEN DEFECTIVE EVER SINCE YOUR TRUE LENDER WENT OUT OF BUSINESS, IT WAS CANCELLED;
AND THE 3rd PARTY BANKS ALSO KILLED THAT DEED OF TRUST CONTRACT BY STATING THEY’RE YOUR LENDER ON ANY OF YOUR DOCUMENTS THAT THEY SENT YOU IS ALSO “FRAUD”…
THIS IS A VIOLATION OF UNSAFE AND UNFAIR PRACTICES PROFESSIONS CODE SECTION 17200
“GO LOOK ON EVERY STATEMENT SINCE YOUR BANK HAS DIED.”
YOU CAN ONLY HAVE ONE LENDER…
THE COURTS NEVER SHOULD HAVE LET THOSE DOCUMENTS IN; AND THE COUNTY RECORDERS SHOULDN’T HAVE EXCEPTED THE FAKED DOCUMENTS…
THE SHERIFF AND POLICE HAS VIOLATED THEIR OATHS, “TO PROTECT THE PEOPLE,” AND ESPECIALLY FROM THIS ATTACK OF FRAUD. THEY HAVE FAILED THE PEOPLE, AND WRONGFULLY THREW THEM OUT IS AN OBSTRUCTION OF JUSTICE.
“ALL THE COURTS HAS NO VENUE OR JURISDICTION OVER FAKED INVALID DOCUMENTS, AND A DEFECTIVE INSTRUMENT ARE ALL VOID; FALLS FLAT ON IT’S FACE, AND THE LAND REVERTS BACK TO THE TRUE LAND OWNER.”
IT LOOK LIKE ALL OF THEM, FROM THE COUNTY RECORDERS, JUDGES, LAWYERS HAVE MADE SOME SERIOUS ERRORS, AND ARE TOO EMBARRASSED TO ADMIT IT…
ALL OF THEM BEING OVER ZEALOUS, WELL IT’S JUST TOO BAD…
THEY KNOW THAT THEY HAVE TO REVERSE AND RESCIND ALL THOSE LANDS!
THEY ALL CONSPIRED AND STOLE THE MONEY FROM THE PEOPLE’S TRUST, AND THE PEOPLE WERE DEFRAUDED FROM THEIR LAND BIG TIME;
AND THE PEOPLE HAVE A RIGHT TO PROTECT THEIR LANDS BECA– USE THEIR DEED OF TRUST CONTRACT HAS ALWAYS TIED THEM TO ONE SUBPRIME LENDER THAT NO LONGER EXIST! IS DEFECTIVE…..
WE’RE DEALING WITH ONE CONTRACT WHICH IS NOW YOUR DEFECTIVE DOT INSTRUMENT… “NO ONE HAS THE POWER…”
THE PEOPLE HAVE TO WAKE UP TO THE DECEPTION, AND GO RECLAIM THEIR LANDS BECA– USE NO CORPORATION aka BANK CAN CLAIM A LAND BECA– USE IT’S FICTION; “NOT REAL…”
ONLY A TRUE FLESH AND BLOOD CAN CLAIM LAND.
FICTION BANKS, STATE, GOVT, ETC, CAN’T CLAIM LAND UNLESS THEY CAN VERIFY THE DEBT UNDER THE FDCPA aka FEDERAL DEBT COLLECTION PRACTICE ACT.
DID THEY EVER SEND YOU ONE? I DON’T THINK SO…
THIS GRAND THEFT OUT OF CONTROL, AND IT MUST STOP!
ONLY A REAL PARTY OF INTEREST CAN CLAIM LAND;
AND NO FLESH AND BLOOD OR A PARTY OF INTEREST HAVE NOT SHOWN UP IN THAT COURT ROOM TO CLAIM YOUR LAND HAVEN’T THEY?
NO, JUST THE BANKS LAWYER APPEARING FOR A CORPORATION, WHO IS TRYING TO RESURRECT A ZOMBIE BANK…
IN ADDITION THEIR LAWYER HAS “NO PROOF OF AUTHORITY” NOR “NO STANDING” CAN’T REPRESENT THAT FICTION BANK BECA– USE IT VIOLATES ”
THE UCC THE DEAD MAN STATUES…”
ONLY YOU, A FLESH AND BLOOD CAN CLAIM LAND;
AND THEY ALL BETTER SHOW PROOF OF CLAIM FORMS FOR IRS 4490, WHICH THE COURTS KNOW IT; AND THE JUDGES JUST OBSTRUCTED JUSTICE UPON THE PEOPLE BY NOT MENTIONING, AND NOT DOING THE RIGHT ACT OF JUSTICE IT IN THE COURTROOM…
“WHICH DENY THE PEOPLE OF DUE PROCESS”
FORWARD TO ALL!
LET THE PEOPLE OF WORLD KNOW OF THIS…
“PLEASE EXPOSE THIS TRUTH!”
WAKE UP TO THIS CON GAME BECA– USE IT’S OVER….
THIS TRUTH HAS NOW SET THE PEOPLE FREE!!
THE PEOPLE DON’T HAVE TO WAIT ON THEM ANY LONGER…
WE CAN FIRE THEM ALL; BECA– USE THEY’RE NOT DOING THE PEOPLE ANY JUSTICE;
NOW WE DO A CIVIL MARCH ON CITY HALLS, THE STATE, ETC
AND GO TO RECLAIM OUR LANDS WITH OUR “DEED OF TRUST CONTRACT” WHICH HAS THE ONE RIGHTFUL SUBPRIME LENDER WHO COULD TAKE ANY ACTION UPON THE PEOPLE ARE ALREADY OUT OF BUSINESS, ARE LONG GONE, CAN’T COME BACK TO RECLAIM LAND; IF DOES NOT EXIST ANYMORE; THEY’RE GONE FOREVER AND,
IT’S TOO LATE…
“THIS LAND IS, WAS, AND STILL IS ALWAYS YOURS!”
NOW IT’S TIME FOR THE PEOPLE, TO PUT THEM ON PUBLIC NATIONAL TV NOTICE THAT THEY HAVE ALL LIED, STOLE, DECEIVED, FAILED THE PEOPLE,
“SAY AS OF THIS DAY, THE PEOPLE EXERCISE THEIR GOD GIVEN “POWER OF THE PEOPLE”, ARE NO LONGER UNDER THE JURISDICTION OF THEIR COURTS, POLICES, SHERIFFS, GOVT, ARE NOW PUT ON NOTICE TO STAND DOWN, AND NOT TO INTERFERE WITH THE JUSTICE OF THE POWER OF THE PEOPLE TO RECLAIM THEIR STOLEN LAND BECA– USE THE RIGHTFUL LENDER DOES NOT EXIST HAVE CANCELLED OUR DEED OF TRUST CONTRACT, AND CREATED A DEFECTIVE INSTRUMENT..
NO COURTS, NEVER HAD ANY VENUE OR JURISDICTION OVER DEFECTIVE INSTRUMENTS, AND JUDGMENTS RULING ARE ALL VOID FALLS FLAT ON IT’S FACE.
So, we have heard this all before but what are people doing about this? Are they complaining to their state and federal representatives? Do they go out and vote against these representatives or are they more concerned about whether they get to keep their guns or have lower taxes or something else? Until we put this in the forefront, vote the folks out who perpetrate these too big to fail entities we are no better than then. Don’t bitch unless you are willing to do something. And don’t tell me one person can’t or won’t make a difference. One person can and does make a difference.
Thank you,thank you it’s about time that there might actually be some justice.But again,how will they pass this forward to those who have been scammed?Back when people and corporations conducted business with some ethics and integrity you would have a void contract and have your deed go back to you the rightful owner,end of story so lets just see what happens.