Banking on Broken Promises | HAMP, Loan Mods & Lies

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Considering doing a “loan modification?” Well, you might want to check out the above video first.

In a “loan modification?” This is how it goes in so many cases. You do everything right and they foreclose on you anyway.

Been denied a “loan modification?” Then you know exactly what I am about to say…

First they take your money, string you along until they can get every last dime from you. They know exactly what you have because you provided them all your financials.

In the mean time, while you are making your “trial payments” you are accruing late fees because you are not making your full payments…

Next, they take your credit score. Even though you are paying the required payments that the bank has told you to pay, they report you as delinquent to the credit bureaus because you were not making your full payment.

Then comes the threat letter to the tune of something like “You need to pay us $12,000 within 30 days or we will foreclose.”

So you unload the last of your 401k to pay the $12k to save your home. How did the bank know you had $12k to cover their demand? Oh yea, that’s right, you already gave them all of your financial information and they knew they could squeeze the last few dollars of your retirement money out of you.

Hence, there goes any savings or retirement money you had left.

Shortly thereafter, you get a letter saying you loan modification was denied and your home is going up for foreclosure even though you did everything “right.”

And you know what the real kicker is in all this? When you get your foreclosure papers, all the money you put into the modification is not reflected on the amounts due and owing. Yep, that’s right. All the trial payments that you made, poof, gone, into some “suspense account” never to be seen again…

Then the house goes back to the “bank” for $100 and another family is out on the street for doing what the “bank” told them to do…

For some, it even gets worse from here… Family falls apart, loss of job, health deteriorates etc…

All for what? What is the end game here folks? How much more do these greedy bastards need?

I’m sorry to be so cynical here but this is the same story we hear over and over and over again.

When is it going to be enough? When will the masses awake to and realize this is the biggest PONZI SCHEME that has ever been perpetrated on the people in the history of the world?

When will you stand up and say No More?

Don’t forget to watch the above video by clicking on the above image or by clicking here…

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4closureFraud.org

Comments
51 Responses to “Banking on Broken Promises | HAMP, Loan Mods & Lies”
  1. DOT LITTLE says:

    WE TOO HAVE BEEN GIVEN THE RUN AROUND ABOUT BEING ELIGIBLE.
    MEETING THE CRITERIA. ONLY TO FALL PREY TO REPS CONVIENTLY LOSING
    PAPER WORK, HAVING TO TALK TO REPS WHO WANT GIVE LAST NAMES
    WHEN YOU SAY YOU TALKED WITH A CERTAIN REP THEY HAVE NO IDEA WHO
    THAT REP WAS. SO THE NEW REP PROMISE TO HELP YOU AND TELL YOU TO
    SEND PAPERS TO A DIFFERENT FAX NUMBER, PROMISING THEY WOULD PERSONALLY
    RECEIVE THE DOCUMENTS YOU FAX OVER. WHEN DO A FOLLOW UP YOU GET ANOTHER
    REP WHO ALSO TELL YOU THEY DO NOT HAVE PAPER WORK AND YOU SHOULD HAVE
    FAX PAPERS TO ANOTHER NUMBER, AND THAT THEY DO NOT HAVE THE PAPERS THAT
    A PREVIOUS REP SAID THEY DID HAVE. THIS GOES ON AND ON UNTIL YOU HAVE SPOKEN
    WITH ABOUT 10 DIFFERENT REPS WHO WAS NO BETTER HELP THAN THE INITIAL 1ST REP.
    AND IT ALL ENDS IN A FORECLOSURE AFTER SENDING IN PAPER WORK CONTINUOUSLY
    ASKED FOR BY DIFFERENT REPS. AND AFTER DOING A TEDIOUIS FOLLOW UP, THEY KNOW
    WHO YOU ARE IN A SLIP OF THE TONGUE, ” OH WE HEARD YOU HAD AN ATTITUDE”, BUT THEY
    TELL YOU WHEN YOU MENTION YOU SPOKE WITH A NAMED REP, THEY SAY “WE ARE IN DIFFERENT
    DEPT. I DON’T KNOW WHO THEY PERSON COULD BE. AND CONTINUE TO TELL YOU THEY DON’T
    HAVE PAPERS YOU KNOW YOU DOCUMENTED WITH DATES AT A TIME.

    THIS NEEDS TO STOP. WE HAVE FAMILIES THAT ARE BEING TORN APART BY THE BANKS AND THEIR
    SCAMS VIA MORTGAGE COMPANIES.

  2. john paul says:

    GOOD OR BAD NOTHING LASTS MY FRIENDS YES WE ARE BEING SCAMMED AND WRONGED BUT WE ARE NOT ALONE WE HAVE EACH OTHER KNOW THIS TO THE VERY DEPTH OF YOUR SOUL WHERE THERE IS LIGHT THERE IS TRUTH WE NEED TO GATHER AS ONE ILL LEAD THE MASSES IF NEED BE KNOWING IF I FALL ANOTHER WILL RISE IT IS OUR SPIRIT AND FREEDOM THEY ARE TAKING FROM US NOT OUR HOMES IF NATURE WERE MY BLANKET THERE WOULD I CALL HOME THE MOMENT IS NOW THE TIME HAS COME MY NAME IS JOHN PAUL FEAR NOT TODAY NOR TOMORROW NOR THE NEXT THOSE WHO WISH TO ENSLAVE US HAVE ENSLAVED THEMSELVES FOR WE ARE FREE

  3. Turn out the lights says:

    First of all, we have to cut the head off of the serpent, (The FED) We have to take the control of the Government by not voting, and then we could assemble in the thousands at the white House and Pentagon, and just assume control by kicking the bums out of office. We have that right of the Constitution. We can’t fight them on their terms like we are doing as we are losing the fight because it was an intentional housing crash to distract us from the truth of “WE THE PEOPLE” We are many, they are none. I say None because in the end they wont stick together, but cut each others throat to stay alive when the crap hits the fan. Possession is 99.999 of the Law.

    • l vent says:

      @Turn out the lights: I’m with you. They are telling the American people” let them eat cake.” So Off with their heads!!! We need to organize this nationwide like on twitter or facebook. Max Keiser suggested we organize this way on twitter or facebook and pick a day for a nationwide mortgage revolt, i say tax revolt too. Max Keiser said by us paying the mortgage we are allowing the financial terror to continue in America and they want all of us working as slaves on their WALL STREET PLANTATION. Max said we would be saving lives by revolting nationwide. I say yeah, forget the tail let’s go for the head!!!!!!! Our National Sovereignty is at stake, We need to do exactly what OUR U.S. CONSTITUTION AND OUR U.S. BILL OF RIGHTS TELLS US TO DO. WE MUST STOP THIS TYRANNY AND OPRESSION. We are not living in a Democracy when all of the criminals are considered saints. America has become a dictatorship because of treason in our own Government and it was all done under our noses, very deceptively. Better we create chaos, before they do.

      • Turn out the lights says:

        When you are ready we can start organizing a rebellion of the constitution. We ncan get people from every state to every town to get it together soon. I am not proficient at organizing things, but I am good at researching the frauds and how to spot it. If anyone is interested contact me. Zaphics @ juno.com I am in Pennsylvania.

  4. l vent says:

    Would our States Attorneys offices be interested in seeing our proof of mortgage fraud? I have a boatload of it. Did it intend to cause harm to me and my family? Well, let me see, I was paying a mortgage to an UNKNOWN LENDER. I had been making house payments _on time_ for 18 years TO SOMEONE I DO NOT EVEN KNOW. First there was the origination fraud. then I paid my mortgage off for a nominal fee to a second bank which was covered up with a new PIN#. Somewhere along the way they lost track of who was owed the money because not only did they buy and sell an unsecured NOTE but they never properly PUBLICLY RECORDED OR assigned a debt to my deed under the old or new pin#. Then they put my loan in MERS and that really screwed up the chain of title for them. Then there was a half -assed attempt to give me a fraudulent loan mod and then after the APPROVAL and then, THE OUT OF KNOW WHERE DENIAL,, THEN, they told me they do not want my house, they want me to SELL MY HO– USE. Now why would they want that if they had properly PERFECTED THE COLLATERAL LIEN and THEY HAD A CLEAR CHAIN OF TITLE? This does not even touch the FORECLOSUREFRAUD IN MY COMPLAINT TO FRAUDCLOSE MORTGAGE or the COPY OF NOTE WITH MY FORGED SIGNATURE AND MY HUSBANDS FORGED SIGNATURE, DOESNT THE FBI DO FORENSIC ANALYSIS OF FORGERIES?. SOMETHING STINKS HERE IN THE GOOD OLE US OF A. I AM LOOKING FOR A NATION THAT I THOUGHT I LIVED IN, YOU KNOW, A NATION FOR THE PEOPLE, BY THE PEOPLE, CALLED THE UNITED STATES OF AMERICA THAT IS SUPPOSED TO BE A DEMOCRACY WITH A U.S. CONSTITUTION AND A BILL OF RIGHTS AND STRICT PROPERTY LAWS THAT PROTECT MY PROPERTY RIGHTS AND A JUSTICE SYSTEM THAT IS SUPPOSED TO PROTECT THE VICTIMS FROM THE CRIMINALS. I SEEM TO HAVE LOST MY WAY. I FEEL LIKE I AM NOW IN A FOREIGN LAND. HOW COULD THAT BE UNLESS SOMEONE SOLD OFF OUR DEMOCRACY TO A FOREIGN LAND? NOW THAT WOULD INDEED BE TREASON. OUR U.S. CONSTITUTION PROTECTS US FROM THAT AND IS THE REASON OUR FOREFATHERS GAVE US THE RIGHT TO BEAR ARMS, SO THAT WE COULD PROTECT O– USELVES FROM A TREASONIST, TYRANNICAL GOVERNMENT THAT OPPRESSES ITS OWN PEOPLE. I OWE MY ALLEGIANCE, TO THE U.S. CONSTITUTION, AND THE UNITED STATES OF AMERICA, ONE NATION UNDER GOD, INDIVISIBLE WITH LIBERTY AND JUSTICE FOR ALL. WHAT ABOUT YOU, PRESIDENT OBAMA??.

  5. l vent says:

    When we were denied HAMP that INTENTIONALLY placed all who were denied in DOUBLE JEOPARDY. How could we ever cure the deficiency.? We have not made a mortgage payment in 7 months. I never reapplied for an in-house loan mod from Fannie after that because when they sent me the so called proof they were the party in due course, they sent me a copy of note with my husbands FORGED SIGNATURE. mine was not even on it though they CLEARLY FORGED BOTH OF OUR SIGNATURES ON THE MORTGAGE.They also typoed over the fraud saying my husband was an unmarried man and then typoing over that AFTER THE CLOSING and stating he was a married man and they FORGED BOTH OF OUR INITIALS, I have the proof because I have the all of the closing documents in my possession. Their idea of a deed in trust is a paragraph of the deed with a fraudulent property description which they clearly identified in the fraulclosure filing as a scrivenors’ error and that they INTENDED to encumber the real property. YEAH, RIGHT. In the fraudclosure filing they state the plaintiff wants to JOIN THE DEFENDANT? They also clearly state this is an UNSECURED MORTGAGE and that we can extinguish it in bankrupcy and they will not seek a deficiency judgement, LOAN MEDIATION? I think not. RESCIND MY LOAN, ASSHOLES.

  6. pamelag says:

    so can we as the ones being illegally fraudclosed upon somehow cloud the title?lein? God Bless America

  7. Maria says:

    DEADBEAT’S LAUGH:
    (1) Recently the mentally challenged Senior Judge has been seen in strange situation – he asked his Security Guard to arrest him. He was thinking that he is ALREADY sentenced for life time in prison….

    (2) COUNSEL FOR BANK: Yes, I do like the TRUTH very much! Very often I even MADE-UP it myself…

    (3) FORECLOSURE COURT:
    Senior Judge: “Counsel, did you really falsified documents as explained by the Defendant Smith?”
    Counsel: “Not really! But this interesting method I will use …next time!”

    (4) SENIOR JUDGE at the “hearing”: “Who are you?”
    – “I am SURVIVOR for almost two years!”
    – “????”
    – “I’m trying to survive in your ‘Honorable’ Court….”

  8. losing my home in florida says:

    @maria there are no class actions in floridaH. shamefull 18 milion people there might as well be 1 me.

    i am going through the biggest hell in my life. my mom RIP, always said life his hell. that death has to be better. she died 11 yrs ago i miss her
    this is insane to put people through. fraudulent appraisals caused the increase as well as the collapse taking all our jobs, construction. causing super inflation and now everything is so much more money we cant afford our overinflated houses.

    i may not have a class actio but finding out good info tonight. i got a mod with wells 1/2010. nothing sent to me 24 hrs beore, no statement no right of recision.. all fraud. tila and respa violations. i got them never thought of any of that.

    • Maria says:

      Don’t be upset: MOVE THEM FOR PRODUCTION, for ADMISSION, push them into WRITTEN INTERROGATORIES. They MUST PROVE their crap! Not you! Best wishes!

    • Maria says:

      You can join ANY Class Action Case in ANY State because Wells Fargo Bank is NATIONAL Bank, so ALL people from 50 States may file the Class Action Complaint together. The only problem: lawyers get millions but people, real victims, very little to none.

    • Turn out the lights says:

      Forget the class action suites. They wont do anything but give the crooks more loopholes to continue with the fraud. This has to be the back-end attack, by not voting for anyone next term. This will close down the government and send them packing fast, before the lynch mob catches them. We all know that the American vote does not help the people, it only helps the Elite. The Elite has to be stopped first, by getting back the Government control into the hands of the PEOPLE. This is the only change we need. If we didn’t have the FED printing money from all the signatures that they get from the Mortgages and Loans, we would not have a debt for our children to pay in illegal Taxes. Think about the Taxes alone………
      First they force you to pay taxes on income, then they force taxes on every purchase, then they tax you for living, then on dieing, utilities, services of minimum wage, everything we do is taxed and if you add up all the taxes that is charged from your paycheck to 0 balance you will find you are getting maybe 15% of what you started with. Don’t believe me do the math, then add in the property tax, inheritance tax, head tax, county tax and what do you have left. Maybe 5%. Is this the way you want to live? from paycheck to paycheck. Then why don’t you count up the interest on loans and mortgages, you probably don’t see the $1.50 tax on every gallon of gas, why don’t they charge the taxes to the gas companies instead of the consumer? they get the profits and we get the tax. They are taking the oil from our land that belongs to THE PEOPLE but the government gets the Royalties from the land they drill on. Just like in Pennsylvania where they started the gas drilling, we the people get stuck with polluted water, we get stuck with the drilling tax on our property with little income coming in, but they want to charge us for more then fair share of taxes before any money is even seen. Don’t even get me started with the FED being a private corporation not being charged for any tax, and even get to print up more money out of thin air, then starting up some bogus security to lump mortgages to back the money they print, then sell the securities to unsuspecting investors as receivables for collateral, then take the homes illegally from the poor slobs they call deadbeats. then sell them all over again, after collecting on insurance on the mortgage. This is all the truth, investigate it and see for yourself.

      • Maria says:

        You are right! It is unbelievable HUGE TAXES for everything! And you cannot even fish in the ocean or rivers, which belong to ALL! Everywhere fees and fines…. I know americans do not like Russia calling it “communists”… Actually, we did not reach communism yet! We had socialism. But we had only ONE low INCOME TAX. We had very low income itself as well. But we had FREE APPARTMENTS (we paid only for electricity), FREE Healthcare & nursing homes, FREE daycare for little ones, FREE summer camps for students (school), FREE university education (on contrary, students were paid 40 rubles or 46 if examination scores were good), even some vacations has been fully paid by businesses we worked for. I’m not sure what is now but 15 years ago it was so as described. But OBAMA told us, “It will be worse before situation gets better…” I think, President OBAMA is victim as well. Look at his hair: he turned GRAY just during short time… In my opinion, he is brilliant and smart young man. But imagine (just imagine!): some POWERFUL MISTER “X” makes an appointment & tells, for example, “If you do SO & SO, you will have Nobel Prize and three vacations every year! Or if you WILL NOT do SO & SO, you will be killed! It’s it! We know from the American history that some Presidents were killed… OBAMA just a human being, what can do one person?
        About VOTE: once I went to vote and found that someone already vote for me… . we can do nothing! They will fix computers in the way they need.

  9. david black says:

    It seems we are missing it all here. This crap is coming right from the federal reserve board and the federal reserve bank of new york. allegedly of course. what this last post is describing is the use of the net present value model to justify taking your home. that model is put out by the federal reserve board by ben bernake. you can google it under NPV bank software. all banks as of july 1 and lenders will be using this model per occ and federal reservice directives to evaluate your mod application. most will flunk and then your payments in cluding this lady’s 401 k funds are used to pay their legal bills to take your home.

    this is nothing but pure fraud with the fed govt s approval. we all need to wake up. one way to combat this is to ask for all the loan modification docs before you sign the loan mod application. that includes the following

    the respa docs , the tila docs, the hud1 settlement sheet and the interest rate specs and the cost of the mod.

    what you are actually getting is an application to make a new loan. that means full financial statements , credit report and in many instances an appraisal. all of that info is put in your npv evaluation and boom you are failed.

    as she says the got the 401 k funds from her statement. so before you apply for a mod take all of your funds out of the bank and 401 k and keep them in a safe place. like under your parents mattress. not your own mattress.

    what these banks are doing is cherry picking the best loans for performance and liquidating the rest. a bird in the hand your house today under the banks control is better than your house in the bush twenty years from now.

    we all need to raise hell wit h the ags and the house and senate banking committees.

    we shouldnt apply for any mods until after july 1st 2011. then thenew dodd frank bill comes into effect and the new consumer financial protection agency ellen warren director goes into operation to stop all this crap.

    these people at the banks allegedly of course are a bunch of lousy skumbags.

    act accordingly when you deal with a known scumbag. dont sign anything and do NOT give them any info.

    demand info the banks like the above.

    we all need to stand up for ourselves.

    suspense accounts are not illegal per se but under the financial accounting standards board the transfer of your payments to one and NOT applying them to your loan is prohibited. the your local bar association is well aware of this and we are not complaining to the bar associations about the unethical practice of taking our mortgage payments while NOT applying them to our mortgages and giving your money to the attorneys. we need to get the names of the attorneys and the law firms and start complaining and filing ethics complaints wit h the state bars and have the lawyers disbarred.

    good luck

    give em hell I did and will continue to do that.

    David B.

    • losing my home in florida says:

      david B. I love you (make my husband jealous) your an angel. i just realize. if my mod was true got respa 24 hours before, 3 day right of recision ect all violations thank you and i was only 1/2 way reading your post..
      wells fargo violated all my rights. becuase htey are not the lender

    • l vent says:

      @David B. I was listening to the property law discussion today about the FORCED loan mediations. I know for a fact this is going on in America because I saw it first hand Friday when I went to court to fight a bank fom trying to sell my commercial property from under me. The bank fraudsters never showed up and they filed the motion. Hmmm. When I checked in to court the woman who checked me in asked me if I was there for a mediation. They think they can pass this CHARADE off as a DEMOCRACY? LMAO. IS THIS HITLER’S GERMANY? Loan mods are FRAUD. It is another attempt by the banks to either lie about their intentions as their intentions are NOT GOOD, and make it look like they ‘TRIED TO HELP” or set us up to fail, rob us and steal from us once again. The U.S. GOVERNMENT IS ACTING LIKE A FACSIST IMPERIALIST OLIGARCHY and a KLEPTOCRACY. I had to shut off the property law discussion because I found it DISGUSTING and completely REVOLTING. They are trying to say the banks in the real world DO NOT need the original note? PUHLEASE. No wonder the attorney I went to for a consultation told me to do a title search of my properties and get appraisals from 2 different real estates. They call this justice in America? The attorneys in this country do not even want to properly defend us out of fear they may step on the RULERS TOES????The only thing the banks must prove I heard them say on the radio was the banksters must have proper chain of title and a proper appraisal or we may file a notice of non-compliance. But then the CROOKS GET ANOTHER CHANCE TO MAKE IT ALL TIDY AND CLEAN!!!!!!!!! WE THE PEOPLE NEED A SUPREME COURT RULING TO PROTECT US. RAISE YOUR FISTS AMERICA. THEY ARE MAKING A LAUGHING STOCK OF DEMOCRACY AND OUR CONTITUTIONAL RIGHTS, OUR BILL OF RIGHTS. WE MUST DEMAND PROTECTION AND THAT THE LAWS AND RIGHTS THAT HAVE BEEN PUT IN PLACE TO PROTECT US ARE ENFORCED. THEY WANT TO JUST THROW OUT HUNDREDS OF YEARS OF PROERTY RIGHTS LAWS THAT STRETCH ALL THE WAY BACK TO THE MAGNA CARTA AND MAKE UP THE RULES AS THEY GO ALONG. BULLSHIT. THAT IS COMPLETELY UNAMERICAN AND UNDEMOCRATIC. OBAMA IS SUPPOSED TO BE A BRILLIANT CONSITITUTIONAL LAW PROFESSOR YET HE IS ALLOWING THE JUDGES AND THE COURTS TO FORCE THE PEOPLE TO BE COMPLETELY UNPROTECTED AND ROBBED OF EVERYTHING WE HAVE LEFT. THAT IS NOT DEMOCRACY, THAT IS FACSISM. WE MUST RISE UP AND DEMAND LAWS BE FOLLOWED BY THE BANKS AND REF– USE THESE FORCED MEDIATIONS and FORCE THE BANKS TO COME UP WITH THE ORIGINAL BLUE INK NOTE AS DEFINITIVE PROOF OF WHO IS OWED. ANYTHING ELSE IS COMPLETELY ILLEGAL, UNAMERICAN AND UNDEMOCRATIC. AND WHAT ABOUT ALL OF THE FRAUD, THE INTENT TO PERMANTLY HARM US? If the DEBT IS UNSECURED, WE SHOULD BE ABLE TO EXTINGUISH IT IN BANKRUPCY AND THEY SHOULD NOT BE ABLE TO STEAL YOUR HOME FOR OWING AN UNSECURED DEBT, THAT IS CRIMINAL IN ITSELF. THIS IS OUR COUNTRY, WE THE PEOPLE MUST DEMAND JUSTICE. GOD BLESS AMERICA.

      • l vent says:

        @David B. I have stated many times the NEW WORLD ORDER is forcing the banksters to fraudclose. This is how the secret societies operate. They hide behind the scenes and use perps and scapegoats, usually Jews to make them look like the bad guys though they also have a puppet president in place who is all of the ethnicities they hate, he is black, he is a muslim and he is a Jew. . Nothing up their sleeves? Right. If the Fed is dictating the loan mod policies here than that proves the point of who is hiding behind the scenes of the atrocities here in America and they are out to destroy us. By Obama not speaking on Fraudclosuregate he may think this makes his hands look clean to the American people but the fact is quite contrary. OBAMA LOOKS LIKE A COWARD. That is exactly the way they want him to look and they are using his ethnic background to their advantage. They have him in a trick bag. This is why I do not believe in voting anymore in America. Everything is rigged in their favor and if things do not go their way, they lie and create diversions from the truth. They are making a complete laughing stock of DEMOCRACY AND OUR U.S. CONSTITUTION AND OUR BILL OF RIGHTS AND ALL PROPERTY LAWS THAT WERE PUT IN PLACE TO PROTECT US FROM A TYRANNICAL GOVERNMENT as well as our first black president who they clearly have their boot on his throat because they put him office to aid and abet them. We need a high court ruling to protect We The People from this tyranny. We need a nationwide tax revolt. We must stop supporting the financial terrorists. WE THE PEOPLE DO HAVE RIGHTS THAT PROTECT US FROM THEM.

    • l vent says:

      Watch RT news. They tell the other side of the lies our faux nazi propagandist media tells us only lies. They spoon feed us what the powers that be want all of us to believe. Our media is a complete sham and a complete fraud. We must look deeper as a nation to find out who is really behind the destruction of America. Those hiding behind the scenes of all of the financial terror in America are the same players who want to destroy our rights, sovereignty and make a sham of democracy. They ARE NOT American. They are of a very different personage than what many might think. The truth must be revealed in order for the American people to restore our Democracy and then our rights to be a sovereign nation. We owe NO ALLEGIANCE as a SOVEREIGN NATION and a SOVEREIGN PEOPLE of the UNITED STATES OF AMERICA to the United Nations or the World Constituion and Parliament (WCPA) It is looking more like there has been treason committed here right under our noses. Our U.S. CONSTITUION and our BILL OF RIGHTS gave us LEGAL PROTECTION alnd also the RIGHT TO BEAR ARMS against a treasonist tyrannical government that oppresses it’s people. GOD BLESS AMERICA. NATIONAL SOVEREIGNTY WILL PREVAIL.

      • Turn out the lights says:

        If you want to get rid of the false media, stop paying for the papers and magizines. Who do you think are paying for the ads at $10000 a pop? Do you think your measley $.50 pays for an honest news report? The ones behind the trash are the ones taking your own money to brainwash you. We are being molded into mindless zombies by the media to get you to vote their way, not the way you should think for yourselves. Why do you think you can’t sue the Government? Because if you could there would be no chance of deceiving the masses of deceivers in office.

      • l vent says:

        Turn out the lights: I agree except for the part about the brainwashing by the media about voting. Do you really think we ‘ELECT’ anyone? I just participated in a newsmax poll that asked the simple question who did you vote for in 2008. So far the results of the poll are showing McCain/Palin won by a landslide. No one I know voted for Obama. Don’t you think elections are also a sham and a fraud? There a lot of people who are still drinking alot of the media’s kool-aid. No one should vote for any of the bastards any more. It is all just a show, theater for the dictators who no doubt can’t believe the people are still falling for and believing the lies they are spoon feeding the masses. We do not ‘elect” anyone. WAKE UP AMERICA!!!

      • Turn out the lights says:

        Well the thing is, about the brainwashed voters………. The problem is they vote. By voting we Americans are actually helping to turn over the country to the government, If the people vote is is a contract that is selling our signature over to them as collateral. The USA could not keep printing money from thin air if the people didn’t vote, when we vote we are aproving for them to continue to control all of us by assumed consent. All voting was constructed by smart scammers of the FED which was another implant by forign nationals from England to confiscate the land of the free again. The Fed can use whatever means available to keep printing monetary funds above and beyond the Governments power. The Fed is selling our homes from thin air, and will continue until the people stand up and say, enough is enough, and stop voting, so “WE THE PEOPLE” can take over the Nation once again. We still have time to take control by not voting in 2012 at all, then the people can group together at the white house and take posetion, by foreclosing on all the bast**ds. If we don’t do it this time, we all will be imprisoned and kicked out of the country or be extinguised. I may just disapear after my statements are read by CIA but what the hell do I have left anyway, they took everything we had, and whats left is our bodies that take up food, and deprive the wealthy of staying that way. Remember….All they need for total power of the world is to get us peaons out of the way, they already have us in total power by taking our homes and jobs, breaking up familys, and converting our kids into mindless drunkards and druggies, all by the plan of the CIA, as they are the largest dealer of drugs in our sociaty. Wars are just a smoke screen to hide their plans.

      • l vent says:

        @Turn out the lights, I am 100% in agreement. They had a lot of us fooled and living lies. What they do really fear is the day WE ALL DO NOT VOTE. Then the JIG IS UP. Then they will know we all know the TRUTH, we DO NOT ELECT ANYONE, IT IS ALL RIGGGED GAME, JUST LIKE WALL STREET. . America should not vote for ANY OF THE BASTARDS. In Chicago, only 37% of the County of Crook, I mean Cook showed up to “elect” the RAHMfather Mayor of the City of Chicago. He got “elected” mayor with the lowest amount of votes in Crook County history. The people are starting to wake up, now we need EVERYBODY TO WAKE UP. DO NOT VOTE IN 2012. I have been putting this out there for months and you are the only one who ever responded to this idea. That is crazy. This Democracy will not survive if we do not all STAND UP and participate, INDIVISIBLE. They are stealing it America. DO NOT VOTE, DO THE EXACT OPPOSITE OF WHAT THEY TELL YOU. They want to make lies the truth,we will throw that right back at ’em. GOD BLESS AMERICA, LAND THAT I LOVE.

  10. FAITH says:

    losing my home in florida
    You are not alone. If you need to talk you can email me. This is not a scam. I am just another homeowner trying to help others in the fight back.
    homeowersfightingback@comcast.net

    • Turn out the lights says:

      Your email is being sent back.

      • Maria says:

        Response to “Turn out the Lights’ about our children’s BAD EDUCATION. My grandson was 3rd grade, when he arrived to America. Once he said, “Grandma, I so love an American school!!!” – “Really, what exactly do you love?” – “Oh, you know? We are playing ENTIRE DAY in the school yard and our teacher is reading the book….”. My daughter immediately moved him in Magnet School and in just few months his American co-students asked Russian-speaking boy how to spell English words….

  11. l vent says:

    CHASE is offering LOAN MODIFICATIONS on the local radio stations this morning. F—- CHASE. THEY DO NOT OWN MY NOTE. THE CRIMINALS DESTROYED OUR NOTES TO HIDE ALL OF THE MORTGAGE FRAUD. THESE LIARS ARE COMMITTING MORE FRAUD. THEY ARE TRYING TO FRAUDULENTLY INDUCE A 40 YEAR FAKE MORTGAGE DEBT. I WILL BULLDOZE THIS HO– USE BEFORE I WILL GIVE ANY OF THESE FINANCIAL TERRORIST FRAUDS ANOTHER DIME. OVER MY BULLDOZED HO– USE WILL I GIVE THEM ANOTHER DIME. I WILL NOT GIVE THE UN/NEW WORLD ORDER ANOTHER DIME OR MY HO– USE. THEY HAVE ALMOST DESTROYED MY LIFE AND AMERICA. F— THOSE MOTHER F———.

    • losing my home in florida says:

      it is totally out of control that no one is helping totally. i feel so alone in my fight

      • l vent says:

        @losing my home in florida: THE WAR PIGS ARE OUT OF CONTROL, TOO. NOW THE US IS BOMBING THE SHIT AND PISS OUT OF LIBYA. THE WHOLE FRAUDULENT, CORRUPT CABAL IS OUT OF CONTROL. THESE ARE OUR HOMES, F—- THEM.

    • l vent says:

      IN THE STATE OF ILLINOS YOU CAN PAY YOUR COUNTY PROPERTY TAXES TO CHASE. WHAT THE F—IS THAT ALL ABOUT?? DO THEY THINK THE AMERICAN PEOPLE ARE STUPID????????? THIS IS CLEAR PROOF OUR TAX MONEY IS GOING TO THE SMOM/VATICAN/UN NEW WORLD ORDER/ REVIVED ROMAN EMPIRE SHIT. THEY OWN CHASE AND BofA and all of the LARGE MUTINATIONAL BANKS. SCREW THAT. TIME FOR A NATIONWIDE TAX REVOLT. I OWE NO ALLEGIANCE TO THE UN/SMOM/VATICAN/JESUIT/NEW WORLD ORDER. F—- THEM. GOD BLESS AMERICA. TRUST BUT VERIFY, AMERICA! Everything is the OPPOSITE OF WHAT THEY ARE TELLING US. THEY ARE LYING TO ALL OF US. TIME TO FIND OUT THE TRUTH, WE HAVE ALL BEEN LIVING LIES, EVERYTHING IS A SHAM AND A FRAUD. THERE ARE TREASONISTS AND IMPOSTERS RUNNING AND CONTROLLING AMERICA.

      • l vent says:

        GET YOUR GUNS READY PEOPLE. THIS IS OUR COUNTRY AND WE ARE SOVEREIGN. AMERICA OWES NO ALLEGIANCE TO THE NEW WORLD ORDER/UN GOD BLESS AMERICA. SCREW OBAMA, HE IS A FRAUD AND A DICTATOR, WE DID NOT EVEN ELECT THAT IMPOSTER, THEY LIED TO ALL OF US. , WHEN THEY CONTROL THE MEDIA THEY CAN SPIN ANYTHING ANY WAY THEY WANT. STOP WATCHING THE MAINSTREAM MEDIA THEY ARE NEW WORLD ORDER PROPAGANDISTS. THIS IS NOT NAZI GERMANY, THIS IS AMERICA. GET YOUR NEWS FROM ALTERNATIVE SOURCES AND TRUST BUT VERIFY. THE SOONER WE THE PEOPLE STOP BELIEVING ALL OF THEIR LIES, THE SOONER WE WILL GET OUR COUNTRY BACK FROM THESE IMPOSTERS WHO HAVE HIJACKED AMERICA, PRETENDING TO BE AMERICAN INSTITUTIONS, THEY ARE NOT. GOD BLESS AMERICA, LAND THAT I LOVE. TELL EVERYONE, REVOLT ON EVERYTHING, TAXES, MORTGAGES, VOTING, BANKS, THE MEDIA, UNSECURED DEBT!!!!!!!!! DO NOT BE DEBT SLAVES TO THE UN/NEW WORLD /ORDER, THAT IS UNAMERICAN.THEY ARE LIARS!!!!!!!!!!!!! THIS IS OUR COUNTRY!!!!!!!!!

    • losing my home in florida says:

      heard this on the radio today http://www.endof america33.com

      • l vent says:

        @losing my home in florida: Did you know the Wall Street PIGS were speculating on the end of the world and placing bets on it? CNBC reported this. They suck.

  12. Turn out the lights says:

    You ask “when will the masses awake? Oh were awake, but find ourselves shackled and bound by our own government, and refusing to let the People have their homes free and clear on the grounds of fraud. My own home is being the war zone, even with the frauds from closing and fraud from a shell game they play. If we simple people used any game like they play, we would be imprisoned and everything we own would be confiscated. Justice is supposed to be equal to all that show pure truth, but they use frauds,forgeries, heresay, paid judges, closing authorities that forge papers, courthouses that give the banks the benefit of the doubt because they are too big to fail. “WE THE PEOPLE” are the people who own the country, but are not smart enough to take the control that was ours all along. Read the constitution and find out who are the ones to be forclosed on.

    • losing my home in florida says:

      @ turn out the lights you make me cry I WANT TO DO SOMETHING BUT WHAT. i am alone in this by myself in my home out side my home people do not speak of foreclsoure it is not even in the newspaper aroound here. its is getting bad no one knows what to do if i could fight it today i would i just do not know what to do. i do not want to lose my home

      • Turn out the lights says:

        As Jesus had said while dying on the cross of the Romans,”Do not weep for me, But weep for yourselves.” You being in Florida being a non-Judicial state are the one with more to worry about. When I received my Notice of Default from the court, I simply wrote my answer to the court as follows:
        I do intend to defend my mortgage on the grounds of fraud by the whole of my purchase, as my fraud started right from the Real Estate to a servicer that is not assigned as such, and has no basis for foreclosure until they produce the original documents that prove their standing of ownership.
        I have not heard from anyone but the false servicer who to this day has no proof, but still tries to bully me into short sales and such, and I still refuse to give them anything until they prove they have any ownership under default.

      • l vent says:

        @Turn out the lights. If we do our homework we will find that the same revived roman empire with a different face, that ordered the crucifixtion of Jesus and the extermination of the JEWS by the NAZIS with the holocaust are ordering the crucifixtion of helpless homeowners by FRAUDCLOSURE.

      • Maria says:

        Nobody knows your Case better than you. So, use the Florida Rules of Civil Procedure and Fl. Statutes. Demand DUE PROCESS, demand Bank to prove its Complaint, if you feel it is wrong. My Case already has three (3) Volumes which are mostly my Motions, Requests for Discoveries. In the ANY Country with WORKING LAW my Case couldn’t even start. I have NO PLAINTIFF at all, therefore, Case MUST NOT filed. There is NO PERSONAL JURISDICTION, improper Process Service & Case barred by Statute of Limitations. However, my Case going on for SECOND YEAR! Courts do NOT CRY, you have lot of money to play with people without RULES!
        Senior Judges, please IGNORE RULES when you drive, please TAKE “WRONG WAY”. Can you? If you can’t ignore trafic rules, so why do you refuse to follow them in Court? At the road you are can be killed, but in Court NOBODY WILL PUNISH YOU, right? WRONG! You’re all already earned your space in the Hell….

  13. agage46 says:

    It is all because of MERS they control the banks and not the FEDS like they would like everyone to think, MERS has put a hit on all federal loans and the HAMP program has been cancelled back in January of this year the federal government has decleared it as a failer . It is because the banksters think it is better to foreclose than to modify what GREED. This is a new decade of LAND GRAB by the banks don’t just give them your home fight a good fight and be strong .

    • l vent says:

      HAMP and MERS IS THE FEDERAL GOVERNMENT and they are ALL the UN/NEW WORLD ORDER which is THEE SMOM/VATICAN/JESUIT REVIVED ROMAN EMPIRE. THE LAND GRAB IS BY THEE UN/ NEW WORLD ORDER, THEY OWN AND CONTROL ALL OF THE MULTINATIONAL BANKS AND WALL STREET. THEY CONTROL EVERYTHING BECA– USE OF TREASON AND CORRUPTION IN OUR ENTIRE GOVERNMENT/FIANANCIAL STRUCTURE, . THE UN HOLDS OUR LAND IN FEE SIMPLE BECA– USE OF TREASONIST DEALS WITH TREASONISTS AMERICAN POLITICIANS INSIDE OF OUR OWN COUNTRY ,BUT, THEY DO NOT OWN OUR HOMES. THE BANKSTERS SCREWED UP. THIS IS ALL TRUE AS GOD IS MY WITNESS. GOD BLESS AMERICA. You may go to you tube and search for 25 facts every American should know and check out this website. THEY LIED TO ALL OF US. Here is the link : http://aftermathnews.wordpress.com/2002/10/01/blackwater-knights-of-malta-in-iraq/ Please share this link with everyone you can!

    • losing my home in florida says:

      thank you i am sickened by all this i am so scared. they caused this whole thing. we lost jobs, nder employed, the bp spill. why are we getting blamed i just do not understand al of this wells fargo can lie, lose paper work and judges fells its ok . in the past i sent it fax ok they lose cant do any thing right….. this time it was sent fed ex with a tracking number and a signee. and it was lost?? obviously they do not want to modifiy me. then when i bitched and moaned the put me back into loss mitigation. still my paper work is lost. i have to “reapply” to hamp more money for wells fargo. i stopped. thats enough you cant foreclose on me and have me apply to hamp at the same time $ for $ for foreclsoure. i am sickened that our own elected officials are letting this happen

      • l vent says:

        @losing my home in florida, The devil is in the details of this whole mess. Whenever there is mass confusion, anger, hurt and strife we know who is behind it. We owe NO allegiance to lucifer, ‘IN GOD WE TRUST’ GOD BLESS AMERICA.

      • Maria says:

        Try to join some CLASS-ACTION Lawsuit. There are plenty….

    • Turn out the lights says:

      MERs is not in any control. They were started by the Fed and the Banks to defraud the People. The fed is run by England’s Kings and Queens and are trying to override out constitution again. When the famous rider said “The Brittish are comming, The Brittish are comming” Did not mean the Armys, but was warning about the comming of the Banks of England. We are being invaded by the Brittish once again, but this time they want the whole world under their rule. Check out the bloodline of the FED, and see where I’m comming from.

      • l vent says:

        @Turn out the lights: If we dig even a little deeper into this we will find that British Monarchy is just a tranch of the revived roman empire. Behind Goldman Saks you will find it is really one of the largest SMOM/VATICAN/JESUIT owned banking proxies in the world. They also own and control the Federal Reserve Bank, The IMF AND THE WORLD BANK AND ALL OF THE CENTRAL BANKS. They are well hidden in the shadows. We are all living in the revived roman empire. The Bilderbergs and the elite such as the Rothchilds and the Rockefellers are all the who’s who of the revived roman empire. The revived roman empire are also the Zionists, the Trilateral Commission, The World Council of Churches, The Church of Rome , The Freemasons, Skull and Bones, The World Constitution and Parliament (WCPA) , The Illuminati and they are all the U.N./G7 A/K/A The New World Order, and at the head of the snake, The Black Pope and the Jesuits then the Vatican. They also own and control all of the MULTINATIONAL BANKS and MULTINATIONAL CORPORATIONS and WALL STREET. They dictate world monetary policy. They use scapegoats to perp their crimes, usually the Jews. Then they blame them and after that they blame the victim. They control our Federal Branch and receive our tax money and they are who pays out tax refunds and Social Security (S.S} They control the CIA, THE FBI , THE SEC, THE MOSSAD, THE BRITISH SECRET SERVCE, OUR S.S. everything. They are completely entrenched in our entire system and use this power to throttle the throats of the people under the disguise of saving mother earth and world peace and security.. They are trying to usurp our entire Democracy and are making a complete laughing stock of our U.S. Constitution and our Bill of Rights and all of the laws put in place to protect us from a tyrannical treasonist Government. We The People owe the U.N./NWO NO allegiance. They have lied and undermined our entire Government and Judicial structure AND HAVE HIJACKED AMERICA. EMPIRES ALWAYS CRUMBLE AND BURN because they crush the free will of the people. We all need to be looking for the modern day Julius Caesar, he is alive and well and living and hiding in Vatican City. His soldiers want to crucify all of us. No one is safe as long as he is in power. We The People must demand our National Sovereignty from the U.N./NWO. THIS IS OUR COUNTRY AND THESE ARE OUR HOMES. The revived roman empire has tried to conquer the world many times before in our history and have always failed. They are behind everything bad in the world that has happened over the last 100 years in America including the assassination of Lincoln..Treasonists within our own country posing as Americans have helped the NWO hijack America and have allowed them to infiltrate everything. NATIONAL SOVEREIGNTY WILL PREVAIL.GOD BLESS AMERICA.

  14. John says:

    Applying for a mod is saying the company or bank you are applying to is the rightful owner of your mortgage.You have just solved their biggest problem and that leads to the other problems they can cause you. Make them first prove that first before you apply.

    I’d rather be forced to move than to apply for a mod.

    Title screwed up for me, will be more screwed up for the next buyer even more.

    • l vent says:

      All of these CONTRACTS should be COMPLETELY NULLIFIED, VOIDED and RESCINDED, WE WERE ALL DECEIVED AND DEFRAUDED. I WILL ACCEPT NO LESS THAN FULL RESCISSION BY THESE CRIMINALS. THIS FINANCIAL COLLAPSE WAS INTENTIONAL, AND MEANT TO CA– USE PERMANENT HARM TO AMERICA AND ITS PEOPLE. THEY SET AMERICA UP TO FAIL AND ROBBED US ALL BLIND. WE WILL OVERCOME THIS. THIS IS OUR COUNTRY, NOT THEIRS. GOD BLESS AMERICA. On the wall of the courtroom I was in yesterday in bold letters were the words ‘IN GOD WE TRUST’ I believe this. The PRETENDER LENDER never even showed up to court yesterday and THEY FILED THE MOTION. I say again, ‘IN GOD WE TRUST’ Walking out of the courthouse a very nice lady whose bankster did not show up to court either told me she had to take the day off of work for this? She also told me “Have a Blessed Day” See what I mean?

  15. losing my home in florida says:

    what a mess god help us all

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