For the past year and a half, I have been examining the public records of Florida, analyzing all of the fraudulent documents that have been entered into the system since the housing crisis began. I have found employees of lenders assigning mortgages to their employer, I have found companies assigning mortgages to themselves, by themselves. I have seen many variations of financial institutions employees’ signatures on hundreds, if not thousands of documents. I have seen people that are officers of too many banks, and I have been unable to verify the existance of certain notaries who sign millions of these documents.
Now, we are seeing BOGUS assignments all over the Florida public records. At first I though it was some kind of joke. Well it is, and the joke is on all of us. Doesn’t anyone look at these papers before filing them? Do the courts even care they are allowing peoples homes to be taken away by some BOGUS document?
This is much more than a clerical error. It is outright blatant fraud.
How massive is it?
Well, in just a few hours of perusing the public records of this country, we were able to come up with these BOGUS DocX assignments from multiple counties of multiple states. While we were at it, we found some Bogus Satisfactions of Mortgage as well. To top it off, not only do the assignments say they are bogus, most of the signatures do not match from one to the next.
Some counties and states do not have their records online and some counties and states require you to pay leaving them inaccessible at the moment.
Below are examples of what was found in just a few hours of research. Just imagine what would be found if official audits were performed.
States Examined; Arizona, California, Florida, Georgia, Kentucky, Illinois, Michigan, and Nevada.
Yes, these are on the extreme end of the fraud spectrum, but what if all of those “official” looking assignments were just as bogus as these?
One of the most infamous “vice presidents”, Erica Johnson-Seck, who signed thousands of these “official” assignments, confesses the role she (and others?) played in the creation of similar documents in her deposition that is posted here … (takes a moment to load)
To top it all off, the Florida Bankers Association now wants to change Florida to a NON Judicial state with the bill in the link below that I urge all to understand.
The Florida Consumer Protection and Homeowner Credit Rehabilitation Act
Anyway, you decide…
Where are the damn Feds…
4closureFraud
www.4closureFraud.org
UPDATE 02/25/10 Investigations Started
—> Lender Processing Services, Inc. – FORM 10-K – EX-21.1 – February 23, 2010 Legal Proceedings <—
UPDATE 04/03/10 WSJ Reports on Bogus!
—> WSJ Picks Up on Bogus – U.S. Probes Foreclosure-Data Provider Lender Processing Services Docx <—
UPDATE 04/29/10
UPDATE 04/29/10
WSJ is Watching – Foreclosure Lawyers Face New Heat In Florida
IS MERS’ VICE PRESIDENT SOMEHOW THE SAME VP AS SPECIALIZED LOAN SERVICING LLC, US BANK NATIONAL ASSOCIATION, to name a few…???
I have posted info here on 4closurefraud before, and I want to post this information again in hopes it reaches more people re: some documents filed into the county record in my foreclosure case by a “signer” who wears many hats and works for many financial corporations. His name is “Darren Bronaugh”. It seems aweful strange that he signs as the VP of many corporations in different states, by different notaries all claiming to know him, and some claiming to know he is the VP for more than one company at the same time! He has signed as Vice President and Assistant VP of the following companies: Specialized Loan Servicing LLC, MERS, U.S. Bank National Association, Wachovia Bank, and Chevy Chase Bank. I have copies of docs filed in my own case by this man AND all the aforementioned companies. Anyone with MERS on their Deeds of Trust (which includes most of us!) may like to see the one I found where this man signs as the VICE PRESIDENT OF MERS, and as ‘nominee of Chevy Chase Bank’. According to MERS website, Darren Bronaugh is NOT the VP OF MERS as of June 2010!! Just go to MERS’ website (http://www.mersinc.org/ and the link for their executives: http://www.mersinc.org/about/exec.aspx ) and you can see who is the Executive VP, the Senior VP, and the VP… Dan McLaughlin, Executive Vice President & Product Division Manager; Bill Hultman, Senior Vice President & Corporate Division Manager; and Douglas Danko, Vice President, Customer Group Manager. You can also call MERS and ask who their Vice President is if you want: Phone: (800) 646-6377. I have seen Darren Bronaugh’s name as a signer of more companies online (but did not print out, although I am trying to locate them since I know I saved them) from the following companies: Countrywide Home Loans, WaMu, Bank of America, and a few others. My hope is that once the word gets out and enough people can confirm this signer is committing fraud, it will help to render many of our foreclosures null and void! Maybe you may have a doc you can share with me to substantiate fraud in my case, too! Email me and I will send what I have to you: [email protected].
We’re finding more every day!
http://www.foreclosurehamlet.org/profiles/blogs/black-deeds
The whole country is BOGUS in-DEED!
Lisa E
ForeclosureHamlet.org
Great work as always!
Here is a key legal question to these purported assignments;
WHERE IS THE VALUABLE CONSIDERATION, if a mortgage is transferred from one company to another, the UCC and most state Laws are somewhat clear: there has to be valuable consideration, authority to sign and transfer, an agreement between the parties (terms of transfer)
Validation of the signing parties etc. Look at the transfers that were provided they came from mainly ONE COMPANY DOX, INC
Past this into your browser and see what company is accomodating this http://www.docx.com/
Thats right! Its LPS, there are RICO and Civil Fraud, FDCPA, Privacy issues just to name a few
The key is this in my case Mortgage was fraudulently transferred in a Trustee Name
The Note is in a different name
They cancel each other out, neither is enforceable separately!
I have this on record with a court reporter from our hearing last Thursday, this put the judge on notice that this will not stand. I will update on the courts final decision
QUESTION EVERYTHING! All is not what it appears to be, Get an Audit!
How do we get a hold of you, because we can provide so much for you…. Leave a contact info… God Bless You! You must fight, if you go on Ripoff Report.com & see what all of the Chaos that is going on especially with some guy, Law Offices of David J. Stern, David Stern, David J. Stern, Attorney David J. Stern, you shall read a lot of Horror stories, those Injured Parties, at that hands of one atty., how dare HE…………You must fight & keep fighting!
I can be reached by phone or email.
561-880-LIES
[email protected]
I feel a deep ache for the families behind these documents. I wonder how they are faring post-foreclosure.
Additionally, I wonder if title companies insured these homes when they were (or will be) sold by the foreclosing entities to new owners.
And FURTHERMORE, in judicial states, these documents passed the “scrutiny” of a judicial gatekeeper who then granted a foreclosure? This is justice? For whom exactly?
Lisa E.
I will gladly send you our documents proving the foreclosure mill FORGED their signatures – and FORGED the NOTARY’S signatures… This is LEGALLY CONFIRMED in court by an Expert Handwriting Expert with 2500 cases with the FBI.
When we submitted our docs – they withdrew the foreclosure but that damn judge has NOT reported the law firm to date. They are REQUIRED by LAW to report that kind-of illegal act but they have NOT… That law firm continues to foreclose on about 40 families per day. I am in Maryland – the documents are in PDF format – including case numbers. This all happened in Dec 2009…
If you want them I’ll send them and if you don’t want to use them that’s fine too. I just want to be sure and let as many folks know about this as possible so they can use these legal documents in their own cases here in Maryland & Virginia…
Hi, David:
I would absolutely appreciate your forwarding to me your docs. Please do. I await patiently! Thanks!
I have assignments for people in Florida and Ohio in regards to MERS and HSBC. I found docs where they were signed by employees of Barclays and Homeq saying they were VP of MERS. I would love to have copies of what you have. [email protected]
I would love those as well. i am in Maryland also. [email protected]
Hello David,
I live in Manassas in Prince William County Virginia. I’m looking for a good foreclosure defense attorney to help me fight. How did u defend ur case and which attorney did u hire ?
Please let me know if u can ASAP.
I’d appreciate ur help.
Thanks