Foreclosure Fraud of the Week – Two “Original” Wet Ink Notes Submitted in the Same Case by the Florida Default Law Group and JPMorgan Chase

Here is a new little game I am going to play. Each week I will be taking ten random foreclosure cases out of the Palm Beach County court house and picking out the one that has the most fraudulent document in the file.

Be it a Pleading, a BOGUS Assignment, a Fabricated Note, a Forgery, or an Assistant Attorney General that works for both the AG Office and a Foreclosure Mill at the same time…

Two “Original” Fabricated Notes?

In my last Foreclosure Fraud of the Week we talked about Poor Photo Shop skills.

This week we will expand on that topic.

Hold onto your hats. This one could possibly be a game changer.

Below are TWO “Original” Wet Ink Notes submitted in the same OPEN case by the notorious Florida Default Law Group.

One submitted by Ms. Ashleigh Politano Esq and the other by Tamara M. Walters Esq.

I am very grateful for this find since it corroborates some theories I have had.

I personally believe, that in most cases, the “Original” notes are purely high quality COPIES. The reason I say this is because almost EVERY “Original” note I examine, the blue “wet ink” signature is always the same odd colored blue. You know, the blue that comes off a printer or copy machine. I have yet to find that same elusive blue colored pen in any stationary store.

I think that the Foreclosure Mills and the Default Processing firms have electronic copies of the notes and just print them out however they need them, or they just replace the last page with a fabricated one that is endorsed to the plaintiff.

Not only that, the last page of the note, in many cases, is a different quality paper then the first few pages.

Now I know these are some conspiracy theorist type allegations, so bear with me and see for yourselves below.

Most judges do not want to hear those theories, so lets take it a step further to possibly opening their eyes.

Remember that these are both “Original” Notes filed in the same case, both with “wet ink” signatures, by the Florida Default Law Group, so they should be identical, right?

I took the liberty on taking screen shots of the “Notes” where I thought there might be frauds perpetrated on the court.

Examine the full Certified Copies below to compare…

I labeled them;

NOTE ONE (Submitted by Ashleigh Politano Esq)


NOTE TWO (Submitted by Tamara M. Walters Esq)

I highly doubt that the TRUE note holder had both of these as originals on hand.

Worm your way out of this one FDLG…

There are more to come…



UPDATE 04/29/10

Florida Attorney General Bill McCollum Launches Investigations into Florida Default Law Group and Docx, LLC a/k/a Lender Processing Services

UPDATE 04/29/10

WSJ is Watching – Foreclosure Lawyers Face New Heat In Florida

Click on Images to Enlarge

Notices of Filing Original “Notes”

1st Page of Notes

1st Page of Notes

Last Page of Notes
Documentary Tax

Last Page of Notes
Borrowers Signature

Last Page of Notes
Endorsement to Plaintiff by Plaintiff

Last Page of Notes
Original Endorsement to VOID

(Submitted by Ashleigh Politano)
Defendant has retained counsel

(Submitted by Tamara M. Walters)
Defendant has retained counsel

For more Fraudulent Activity see the Links Below

Another WSJ Smackdown! Florida Judges Bash Banks in Foreclosure Cases

OVERRULED!!! Florida Judge Reverses His own Summary Judgment Order!

WSJ Strikes Again – Judge Finds “Fraud” in Foreclosure Mess

NY Post – Florida Judge Reverses own Summary Judgement after GMAC Lawyer Could Only Manage a Ralph Kramden-like hamina-hamina-hamina

Mortgage Assignment Fraud – David Sterns Office Commits Fraud on The Court – Case Dismissed WITH Prejudice

Wells Fargo Motion for Judgment of Foreclosure and Sale for the Premises is DENIED WITH PREJUDICE Complaint is Dismissed

Foreclosure Mill Attorney for Marshall Watson or Foreclosure Defense Attorney for Homeowners?

SHOCKING REVELATION! J.P. Morgan Chase / LPS Produced a Fraudulent Assignment of Mortgage!

Verification of Mortgage Foreclosure Complaints

63 Responses to “Foreclosure Fraud of the Week – Two “Original” Wet Ink Notes Submitted in the Same Case by the Florida Default Law Group and JPMorgan Chase”

    the judges are on the side of the banks where is justice.

  2. Janet says:

    An South Carolina resident fighting banks as an pro se litigant Defendant. I am seeking an attorney with an back bone and with an conscience, one who can not be bribed. Fabricated assignment of mortgage filled.

    • Elaine Williams says:

      Good for you Janet! Keep fighting. In 2010 we got in on the ground floor of fighting a foreclosure by getting a Certified Forensic Loan audit. NOT ONE JUDGE in Baltimore County, Maryland bothered to look at any of the stone cold evidence of forgery, fabrication and documents that mysteriously were produced when asked for by the court – this was back in 2010. Here we are 7 years later. I lost my house and ancestral water front property. Pretty much NO ONE in my family is talking to me because of that (I guess they didn’t hear about the mortgage meltdown and what precipitated it). I lost my 401k and my dignity. I wish you well Janet.

  3. Ray Shelton says:

    Dear Elizabeth Warren,
    American home owners need protection from US Bank SN servicing and their third parties. It is clear that Fines, the OCC, nor law enforcement are able to stop the forgeries and falsified document being submitted to our courts by US Bank. Most judges will not go against the banks bad behavior. We can end this mess…We need a national law that simply says that no family / home owner can have their home taken and no Family can be evicted from their home until the home owner gets the final price that the bank legitimately auctioned the home for. Home owner should always have the last right of refusal no matter when an auction takes place.
    Set up rules to guarantee funding of the buy back by the home owner at rates that are mandated to help the home owner. Why should overseas companies and corporation buy our homes taking in some cases a fortune in equity or deposits. Stop putting families on the street. Please fight for American families

    • DEBORAH D'ATTILO says:


  4. Ray Shelton says:

    Ray Shelton May 19, 2014 at 7:49 pm
    If you are being foreclosed on By US Bank and or SN Servicing ( Please No Other banks or services please) Please check the signatures on your deed in your county clerks office, if you are sure that forgery or falsification of your documents has taken place then call me ASAP we are going after anyone who has wrong us by forgery and or uttering forgery under the RICO ACT. This is happening now 2014 Please join us. call 352 274 8467 Ray Shelton
    #1. Did A Serious Crime of forgery and Uttering forgery take place by US Bank and their attorneys against you ?
    #2. The OCCs Cease and desist order signed by US Bank and its Board of directors specifically says that US Bank and its third parties ( Servicer’s and attorneys) will stop this kind of criminal activity immediately and make restitution, but they have only escalated their activities of illegally taking homes in Florida via Forgery and falsifying documents etc.:

    MEDIA STORY LINE. A Well known highly respected Florida Notary and his wife who witness the signing of a deed and mortgage have come forward and signed a statement sworn under oath that the signatures on a deed and mortgage were originally signed in Royal Blue. They even went to the Marion County Clerk of the Court and had another notary witness the fact that they viewed the recorded deed and mortgage that was submitted by US Bank and then witnessed that the documents were not sign in Royal Blue. But in fact were signed in Black. It is clear by any reasonable person or most important by Law Enforcement and our Judges, that after US Bank claimed a lost note status for a couple of years, they had no choice but to forge the deed and note in order to have standing in court.
    The Shelton family is being illegally foreclosed on by US Bank who has already paid out multi million dollar fines, but no one has gone to jail. Who is actually committing these crimes? Was it DocX or LPS or is it their attorneys? This needs to be discovered and prosecuted by the Feds because it is a very serious issue that is costing the American public billions of dollars in loses. It apparently doesn’t matter to US bank that the homeowner is right or wrong because no normal family can stand up to the money that is used to win by attrition against a homeowner. Who will protect the public and stop the destruction of hundred of thousands of families lives all across this nation?
    This is also very wrong because Us Bank and their attorneys may be undermining the integrity of our entire Justice system and the American way of life as it is known today. Will it end up that it is ok to forge our most treasured document without any prosecution by our government? This is becoming a crime wave that is unparalleled in history and America must stop it. Have Multiple interstate crimes been committed multiple times By US Bank and their attorneys ? Should these issues be considered within the Rico Crimes Laws. US Bank has not stopped their behavior, are the fines way to low and they just don’t care because the numbers prove that they can still make huge profits by continuing on the same path? Where is Law Enforcement? Where is Eric Holder? Where is OBAMA???
    The Shelton Family didn’t discover the facts about the forgeries until they had already lost in every court even the appeals court. Now that they found out and have proof of forgery shouldn’t all the other ruling be null and void? The Shelton’s are filing a Civil Criminal Lawsuit against the attorneys Andrew Braaksma and Paul McKenna and another Civil Rico law suite against US Bank and SN servicing.
    The Shelton’s have filed a bar complaint with the Florida bar against Andrew Braaksma out of Miami and his partner Paul Mckenna for Uttering Forgery and other reasons to be announced. They have also filed a complaint with the FBI and with the Florida Attorney General. They will soon ask the Office of State wide prosecution to take the case. There will also be some press conferences set up to expose the Miami Attorneys and US Bank. Shouldn’t this case be moved up to the Federal courts and demand relief and for the prosecution of the Miami Attorneys and US Bank? To join us please call 352 274 8467 Ray Shelton

  5. Barbara Matthews says:

    Please help me.i was put our in the streets in aprol 2013
    I paid 27 years on a30 year mortgage and they took my Home.

  6. Rebecca Lara says:

    Where would you fax a copy of the original 2 page front back of hard paper signed in blue ink sealed with stamp to and would the original loan docs also be needed?
    From 1989
    Then paid in full and was sent the original deed that I signed that day along with the man who sold the house deed????

  7. albert says:

    check my post in


  8. Giglio John Miglietta Jr says:

    Well this is only part of what goes on the dates must ALL be the same, that means NO break in recording time, when they are recorded. Also was the loan really funded by the bank that is on the mortgage application?, if so is there any language that says differently. According to violations everything must be true and accurately put in ink and under penalties of perjury signed the both parties, the borrower and the loan agent, whether they are brokers or bankers, that is step one, step two goes to the processor to valid that all is true, then step three the underwriter that is a very interesting part of every loan process (what school did they attend) I think they call it what’s the bottom line on this loan University! So each and every loan is bunk, show me the lawful money that backs those Oh So Lenders, Oh they say the wire is in so Show Me The Money at that bank in 1 hour, 5 hours 180 days most likely NEVER! So is that FRAUD, they FUNDED the loan with, Oh Ya a WIRE, Gee I have a lot of wire in my shed!! Keep up the good work, and stay safe!

  9. COCO says:

    Has anyone tried using the microscope to detect yellow dots in the signatures? Original signatures do not have visible yellow dots according to some articles that I have been reading. Our courthouse allows you to bring a microscope in for use on documents. If you discover yellow dots, I believe that you have to have an expert attest to the fact that it is a photo copy rather than an original signature.

  10. Mad as hell in Maryland says:

    Forgot to ask: Has anyone else successfully caught the fake notes in court? And if so, what was the outcome?

    Also, we did get our ‘Show Cause’ hearing, so, the robo-signer has to appear in court to explain.

  11. Mad as hell in Maryland says:

    You hit the nail on the head sir. I am involved in a case in Caroll County Maryland, with regard to our home. We hired counsel, and had a hearing for exceptions to the sale in early March. About half way through the attorney for the plaintiffs (alleged note holder, Hsbc, agent for Wells Fargo, agent for trustee for Merill Lynch Pass thru certificates number af2-2006), presents what he claims is the ‘original’ note. Mind you we had not brought up the fact that we did not believe they had it. Our attorney briefly glanced at it, as my Wife and I were in shock. As I saw it from 5-6 feet away, I saw a likeness of my own signature in that odd blue color. We saw that the ‘allonge’ was not attached to it either. Now I knew there was something wrong with it, however, it took me about 24 hours to figure it out. See the Title company we settled at for the loan in question, was one we had settled at many times before. They use the cheapest (Office store label) ball point pens, black pens at that. I have spoken to our attorney, and brought it up, he stated that we would have to wait until another hearing to bring it up.
    Does anyone know how we could bring it up? And any game plan we should follow?

    I know for certain that it was a fabrication. Now to prove it.

    Also, when we do prove it, what then? (Fraud upon the court, what does that mean to us?)

    Good luck to all!

    • Elaine Williams in Baltimore, Maryland says:

      I am in Baltimore County. We had a report from a certified forensic auditor that showed among many other ‘irregularities” two different “true test” copies of the ‘original’ and attached them for examination as well. Oh and there was no allonge. The foreclosure mill of Shapiro & Burson hastily fabricated an allonge the second time they filed to steal my home. Not a single judge even bothered to look at it. We went all the way up to the Court of Special Appeals only to lose. It took five years but a guy by the name of Dorn got my house – he had the worst case of waterfront lust I had ever seen. He simply would not go away no matter what we offered him. Oh and what a coincidence his attorney was the same attorney Shapiro & Burson used to defend them in their shady practices in Maryland! I pointed this out to my attorney – he said there is no law that says that’s illegal. I say it is just plain wrong. So in the very end I lost my house, my dignity, my 401k and my family. No one will speak to me because is ‘lost ‘ the ancestral property my house was built on. I wish you luck.

  12. Peter Everts says:

    The fines are “fine”, but when are the miscreants going to prison???

  13. I don’t know if this is off topic, but I don’t like the terms of the note. Payments go to a certain place. If the location changes, the owner should have some rights. For instance, if it takes longer to process the payments each month, that HAS TO RESULT IN A DATE EXTENSION.

    So if the due date is the first, the payment then has to go to a new address which takes an average of 4 days longer to process, then the due date should change to the 5th of the month. There shall be grace periods instituted for the first three billing cycles after an change of address payment location change.

    Payment address changes have to notarized. Payment or late penalty fees ARE NOT SUBJECT TO CHANGE just because the mortgage note was sold.

    Anyways, the above are just my opinions and ideas.

  14. truthmonger says:

    New concepts.. First.. what Note??What note!! not where is the original, who owns the note and lal that just what Note!!! by denying it is original is admitting there is an original; Simply say what note. Then they have to prove that there is a note, an original note etc. Just an Idea. 2nd, Create a controversy!!! Counter claim, counterclaim!!! Bring charges against them!! for all the abovbe but always from the perspective of, ther is no Note or anythng else! What payments, what deed, what is that paper you have printed… also we are exploring UPU mail fraud since they send documents that are fraudulennt through the mail!! Counter sue. Make a claim, demand and PAY for a Jury trial!!!! Send by Notary presentoer/receiver. Bring charges against them for all their fraud. Remember to define the charges simply 1.2.3. short sentences, each accusation, separate spacific. then the remedy, 1mil 2mil 50mil, be clear and concise.. look at cases others have filed already!!! Forget about defending and getting your house back, it is still yours, anything done in fraud is void ab inito. 3rd. Make a claim and file as HOLDER IN DUE COURSE!! Cloud title!!!!! gotta go contact for more…all the best!!!

    • Kim says:

      Want more! All the best to you too! Let’s kick their ass! I’m tired of their bull. Help me so I can help others, I am ready to ROCK! This one is personal…

  15. DEBORAH D'ATTILO says:

    yes and i have 30 days and i will be homeless….

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